The Snitch Lexicon
Answers to the most critical Consumer Protection and Solar Contract questions in Garland, TX.
What is the FTC Holder Rule and how does it protect me against solar scams?
The FTC Holder Rule is a federal regulation designed to protect consumers who finance purchases (like Solar panels or HVAC systems) through a dealer's partner lender. It legally forces the lender (like GoodLeap or Dividend) to be liable for any fraud, breach of contract, or shoddy workmanship committed by the contractor.
If the contractor goes out of business or fails to install your panels, you can legally stop paying the lender IF the FTC Holder Notice is aggressively present in your contract.
How do I escape a GoodLeap solar contract?
Predatory solar loans often hide two major traps: UCC-1 Fixture Filings (which attach to your home's title) and aggressive Arbitration waivers. To escape, you must first audit the fine print. Contract Snitch uses AI to detect if they filed a Blanket Lien against your property or if they attempt to pierce your corporate veil with a Personal Guarantee.
What is an Arbitration Opt-Out and why do I need it?
When you sign a contract, companies often sneak in a Mandatory Arbitration Clause. This legally forces you to give up your constitutional right to sue them in court or join a class-action lawsuit.
However, Federal law mandates they give you a 30-day "Opt-Out" window from the day you sign. If you send a certified opt-out letter within 30 days, you regain your right to sue.
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